FlexFactor offers customers an option to finalize their purchase if their payment is not successful.
This integration enhances your approval statistics as a merchant, ensuring more completed sales while maintaining a smooth shopping experience for customers.
With FlexFactor, you can recover your declines with transactions run on MIDs owned and managed by FlexFactor.

Our system works efficiently to directly settle with merchants through factoring transactions, making the entire process straightforward and hassle-free. Explore our documentation to learn how to maximize the potential of our service and provide your users with a smooth and reliable payment experience.

Getting Started

Reading through the following pages will help you to understand the FlexFactor service before you review the specifics of the APIs:


Sandbox access

If you don't yet have access to the FlexFactor test environment, please contact [email protected] for a mid and API key.

What’s Next