1. Create an application

Send via API the information related to the merchant you wish to board: their legal info as well as its business info.

When posted, the application will be in DRAFT mode, and can still be edited.

Create an application via POST /onboarding/application

2. Edit an application

You can edit an application's information while it's in DRAFT mode.

Edit an application via PUT /onboarding/application

You can take up where your left off by reviewing the info previously associated with an application.

Get application details

Applications require some document attachments (e.g. processing statements).

Manage documents attached to an application

Submit an application when you estimate that it's ready for FlexFactor underwriting.

Once it's sent for review, the application will move from DRAFT to SUBMITTED mode and can no longer be edited.

Submit an application for FlexFactor review

You can get a notification as soon as a status is update, and you can query for multiple application status.

Subscribe to application webhooks

Retrieve applications by list

You can cancel an application regardless of whether it is in DRAFT , SUBMITTED, APPROVED or DECLINED mode.

This will close the application process.

Cancel an application

On an APPROVED response from FlexFactor, you will need to confirm that you want to convert the application into a merchant account.

Convert an application into a merchant